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How tapix api works
Designed for seamless integration
Tapix is a seamless cloud-based REST API service that provides banks and fintechs with transaction data enrichment enabling them to build their own solutions on top of this data.
Reach actionable insights
in 4 easy steps
1
New Transaction
Your client makes a payment or transaction
2
Store data
Raw data are stored within your infrastructure
3
Call Tapix API
Data are turned into meaningful information
4
Leverage smart data
Use data for your analytics, UX, ESG or business cases.
Benefit from global experience
Tapix API is ready for deployment in any market using comprehensive algorithms combined with human validation.
Today, we enrich over a billion transactions per month across the EMEA, LATAM, and NCA regions, with coverage ranging from 65-85% and an always 99.99% accuracy.
99.99%
Data accuracy
700k+
Recognised merchants
50k+
Merchant logos
2 mil+
Unique shops
25
Transaction categories
80+
Active markets
3ms
API response time
1.5 bln+
Monthly enriched transactions
Data enrichment, especially in the payment sector, involves enhancing transactional data with additional information, enabling a deeper understanding of customer behavior, reducing fraud, and ultimately improving the overall payment ecosystem.
How do we ensure success of our data?
Data inputs
No limits on data inputs
Tapix API enhances inputs from all transaction data sources.
Card transactions & ATM withdrawals
Bank transfers
QR payments
Open banking data & PSD2
Data quality
Betting on accuracy will save your money
To achieve the best results, we balance three fundamental qualities - Coverage, Accuracy, and Information richness, emphasizing the interconnected nature of these qualities for a comprehensive understanding.
Data structure
Information richness up to the shop level
Imagine the data system as a network of connected layers. At the top, you have the merchant, with a clear and accurate name and logo. Below this, each shop has its own detailed profile, including categorisation, URL, store type, tags, GPS location, and Google Place ID. Each shop is linked to multiple POS terminals, capturing every transaction.
By organising data this way, from merchants down to individual terminals, we ensure that you receive clear, precise, and actionable insights from your transaction data.
Data correctness
99.99% accuracy is our commitment
We track our reliability and learn from mistakes. Currently, we have less than 1 complaint per 6M transactions by using a combination of AI-powered and statistical algorithms, supported by human validation process and client feedback.
Categorisation model
Exceed MCC categorisation
Gain deep insights into specific client lifestyle and predict behaviour with a four-level transaction categorisation system.
Explore
Mastercard mandate compliance
Meet all the requirements of AN 4569 Revised Standard
Recurring payments intelligence™
Recognise recurring payments, subscriptions, or direct debits for control and predictability.
Smart data for credit scoring
Maximize scoring accuracy and gain a new layer of insight into clients´ daily lives
Clear transaction history
Fuel digital transactions with accurate merchant insights
ATM Nearby™
Provide the best possible experience to clients when searching for a place to withdraw money
Client behaviour insights
Gain deep insight into your clients' habits, needs and goals and predict their behaviour
Eco Track™
Raise carbon literacy through education and motivation with CO2 calulations and Eco Tags & Eco Tips
Services
We're here to help you grow with your data
Feedback API
Offer users the ability to dispute or correct erroneous information within transaction details by allowing users to claim wrong merchant names, logos, locations, etc., ensuring accurate transaction records
Customer success
Our Customer Success Managers are ready to guide you through data validation, API implementation, testing and support you through live deployment
Invalidations
We track data changes and through APIs, clients can easily see which data needs to be refreshed and modified. The client retrieves the updated data through the API and replaces or removes the old data
Business intelligence
We provide an online reporting tool based on MS Power BI to ensure continuous transparency of the product performance for each client
Cashback collaboration
As a core product, Dateio offers a card-linked marketing platform for targeted offers (cashback and rewards campaigns) supercharged by Tapix enriched payment data
Pulse checks
We hold regular pulse check meetings at least quarterly to ensure client satisfaction with product performance, informing clients about the latest product enhancements
FAQs
Bring more value to your users through enriched payment data
How can I try Tapix out?
There are many methods available for you to see if Tapix is the right service for you. The simplest way to see how Tapix works is by sending us a csv file with several hundred sample transactions which we will send back to you with the enriched data. You also can head to sandbox and try out Tapix yourself and call the API using your own credentials. If you have any troubles, please contact us at support@tapix.io and we will check whether the input data are formatted correctly. If you want to learn more about Tapix or try it out, please do not hesitate to contact us.
How do you ensure data quality?
Tapix uses multiple controls based on statistics, outlier detection and various algorithms to provide you with the best data quality possible. Data quality is supervised by our data team to prevent any mistakes. Due to the complexity of data quality checks, Tapix receives less than 1 complaint per 6 000 000 processed transactions.
Are our clients data secure?
Through the API you only transfer the terminal identifiers. Tapix fulfills the highest security standards and processes no personal information about your clients. We are ISO 27001 certified and GDPR compliant. Dateio stores and processes data in AWS which fulfills the highest security standards.
Why did Tapix not return the correct shop?
Note that if Tapix returns an “unsolved” shop, it might be due to several reasons. The data provided might not be sufficient to identify the correct shop (e.g., not enough parameters provided), or Tapix might not recognize the shop at this time. Tapix always returns as much information as possible, but some information about the shop or the merchant may still be missing. Note that the quality of the service improves over time, and your data may be resolved in the near future.
Can Tapix provide us with categorization customized to our needs?
Yes, upon request Tapix is able to provide you with tailor-made categorization custom-built to your needs. New tags can also be added to Tapix in order to support specific use cases or help you to provide specific information to your customers according to their demands.
Learn how Tapix API works
We believe that the better data you have, the less work you have to do.
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