Resources about TapiX and Open Banking

Learn about the Fintech world with resources related to the latest news and use cases within the online banking, open banking and PFM sectors with TapiX.

Articles

The Future of Design in Banking: Hear it from the Experts

Moderated by Šimon Kočí, the Head of Partnerships at TapiX, the round-table discussion aimed to identify the challenges and opportunities in design of financial services.

Articles

Why MCC codes do not help (much) with payment categorization

We decided to provide our insights into the power of strictly MCC-based categorization and its limits. Categorization is important for credit risk scoring and it is the basis for Personal Finance Management tools. When we analyzed our categorization with MCCs, we saw that only 53% of transactions could be easily and reliably categorized based on their MCC code. Let's have a look at the most frequent problems we identified that make MCC usage more difficult than it may seem at the first glance.

Case studies

Does the UX in online banking matter? We have the numbers.

The biggest giants like Amazon, Facebook and such are leading the global market in a way which is affecting the majority of industries. They provide their clients with amazing experience when using their services. The security, trust or the number of features is no longer a dealbreaker in a customer’s journey when choosing a bank – UX is the key.

Case studies

PFM is growing and banks need to get on board

Managing your finances can feel a lot like exercising – you know you should be doing it, it is only efficient if you do it regularly and you can see the positive effects better in the long‑run. There is however one distinctive difference. Unlike exercising, due to technology advancements in the recent years, the amount of time and effort that users have to invest into managing their finances has decreased significantly.

Articles

Personalization in banking – the key to your customer’s heart

It is safe to say that personalization stopped being an option and became the new necessity to every business and not just to those in the financial sector. The advancement of technology, development of analytical tools and change of consumers’ perception of digital channels are creating endless options for banks to take a hold of personalization and utilize it to the benefit of everyone.

Case studies

How TapiX makes BUNQ's app better

The Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation such as merchant name, logo and payment category, with low costs. Thanks to TapiX, bunq's data coverage has increased by 300% and they now also added GPS location to their services.

Articles

The Key Elements of TapiX

We have previously emphasized the importance of powerful UX and how TapiX can help you elevate the customer experience. Let’s look more closely on the principles that change the thinking of financial institutions from product‑centered to user‑centered. Let’s break down the key elements of TapiX.

Articles

Technology against Covid‑19

The restriction of free movement, retail sale and other services has had a strong economic impact. Tech solutions are one of very few options which will allow us to return to a (new) normal way of life soon and help us prepare for the potential second wave of coronavirus.

Media

Ivan Dovica for FinTech Cowboys

Ivan sat down with FinTech Cowboys to discuss Dateio and their future plans.

Media

TapiX on Marketplace’s Backbase

Find TapiX on Marketplace.

Media

Talking Retail Banking and Dateio with Data in Czech Republic

#DisruptionBanking welcomes you to the newest edition of #DisruptionChat where they sat down with Ivan Dovica to discuss Bunq, Fintech and multi‑country Banking Data services that the team are developing.

Media

How TapiX Enhances Payment Data

Read about us in SBB Magazine and find out how SME can benefit from Dateio data enhancement.