Resources about TapiX and Open Banking

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Learn about the Fintech world with resources related to the latest news and use cases within the online banking, open banking and PFM sectors with TapiX.

Knowledge base

What Does It Take To Enrich Payment Data

The gold of every business is data. And the finest gold in the banking industry are payment data. Let us walk you through to understand how to enrich payment data, what are the options and what it takes to leverage them into being a tool that provides insights into your client’s payment behavior, as well as help find new revenue opportunities.

20. 1. 2022

Knowledge base

How to Cross-sell through enriched card payment data

Have you ever been hesitant to go into a car dealership for the fear of being mobbed by hungry salesmen? Bank account holders feel the same way about banks that are too aggressive with cross-selling efforts. Rather than taking a scatter-shot approach that catches customers in the crossfire, banks should target those customers who actually might buy the product.

6. 12. 2021

Media

Dateio enters MENA region through partnership with award-winning YAP

Dateio, Czech pioneer in payment data enrichment, has partnered with YAP, the leading fintech revolutionizing the digital banking experience in MENASA, to provide YAP’s client with clarity around their spending.

27. 10. 2021

Media

Twisto Polska: TapiX allows you to better monitor your expenses

Twisto is a FinTech that enables their clients to shop now and pay later when it suits them. Thanks to the implementation of TapiX, Twisto users can additionally review their expenses and check where the purchase was made.

10. 6. 2021

Case studies

How TapiX makes BUNQ's app better

The Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation such as merchant name, logo and payment category, with low costs. Thanks to TapiX, bunq’s data coverage has increased by 300%. Since then, Tapix is a key element of bunq’s data-driven super-app.

8. 6. 2021

Media

Talking Retail Banking and Dateio with Data in Czech Republic

#DisruptionBanking welcomes you to the newest edition of #DisruptionChat where they sat down with Ivan Dovica to discuss Bunq, Fintech and multi‑country Banking Data services that the team are developing.

10. 1. 2021

Media

TapiX on Marketplace’s Backbase

Find TapiX on Marketplace.

22. 12. 2020

Media

Ivan Dovica for FinTech Cowboys

Ivan sat down with FinTech Cowboys to discuss Dateio and their future plans.

16. 12. 2020

Articles

Technology against Covid‑19

The restriction of free movement, retail sale and other services has had a strong economic impact. Tech solutions are one of very few options which will allow us to return to a (new) normal way of life soon and help us prepare for the potential second wave of coronavirus.

14. 12. 2020

Articles

Personalization in banking – the key to your customer’s heart

It is safe to say that personalization stopped being an option and became the new necessity to every business and not just to those in the financial sector. The advancement of technology, development of analytical tools and change of consumers’ perception of digital channels are creating endless options for banks to take a hold of personalization and utilize it to the benefit of everyone.

19. 11. 2020

Articles

The Key Elements of TapiX

We have previously emphasized the importance of powerful UX and how TapiX can help you elevate the customer experience. Let’s look more closely on the principles that change the thinking of financial institutions from product‑centered to user‑centered. Let’s break down the key elements of TapiX.

20. 7. 2020

Case studies

PFM is growing and banks need to get on board

Managing your finances can feel a lot like exercising – you know you should be doing it, it is only efficient if you do it regularly and you can see the positive effects better in the long‑run. There is however one distinctive difference. Unlike exercising, due to technology advancements in the recent years, the amount of time and effort that users have to invest into managing their finances has decreased significantly.

5. 6. 2020

Articles

The Future of Design in Banking: Hear it from the Experts

Moderated by Šimon Kočí, the Head of Partnerships at TapiX, the round-table discussion aimed to identify the challenges and opportunities in design of financial services.

6. 2. 2020

Does MCC codes help with categorization?

Articles

Why MCC codes do not help (much) with payment categorization

We decided to provide our insights into the power of strictly MCC-based categorization and its limits. Categorization is important for credit risk scoring and it is the basis for Personal Finance Management tools.
When we analyzed our categorization with MCCs, we saw that only 53% of transactions could be easily and reliably categorized based on their MCC code. Let's have a look at the most frequent problems we identified that make MCC usage more difficult than it may seem at the first glance.

3. 2. 2020

Media

How TapiX Enhances Payment Data

Read about us in SBB Magazine and find out how SME can benefit from Dateio data enhancement.

28. 1. 2020

Case studies

Does the UX in online banking matter? We have the numbers.

The biggest giants like Amazon, Facebook and such are leading the global market in a way which is affecting the majority of industries. They provide their clients with amazing experience when using their services. The security, trust or the number of features is no longer a dealbreaker in a customer’s journey when choosing a bank – UX is the key.

12. 12. 2019