Unlock intelligence inside every transaction

Tapix enriches payment data with merchant, category, and behavioral context by turning every transaction into insight for smarter analytics, personalised banking, and compliant digital experiences.

Trusted by 50+ global banks and fintechs

We are here to bridge the gap between payments and people's lives

99.99%
enriched data
accuracy
112+
active markets
50+
bank & fintech
clients globally
10+
years in payment data industry

We believe the better data you have, the less work you have to do. Put full focus on solution building, rather than messy data wrangling.

User Experience
Use Cases

Increase your app engagement and turn UX into your competitive advantage.

Mobile app showing transaction overview with before and after enhanced user experience
Dashboard showing strategic use cases with spending insights, income, and spending locations

Analytical & CRM
Use Cases

Leverage smart data for your internal teams and truly understand your clients' lives.

Responsible Banking
Use Cases

Leverage the carbon footprint calculation for each transaction to exceed the Responsible Banking Commitment.

Carbon calculation from payment transaction

What our partners say

“Having one consistent data foundation makes the whole digital bank stronger. With Tapix, we now rely on a single source of high-quality enrichment that supports everything from carbon footprint insights to spending overviews.”
Peter Vouszka image

Péter Vouszka

Head of Digital Banking at OTP Bank

"As an entirely mobile bank, the pressures of innovating to match expectations is something that we thrive under. The mobile revolution has made a massive impact on society both in the way we communicate but also the rate at which we want our needs to be met. This is something that our partners at Dateio clearly agree on."
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Ali Niknam

Founder & CEO at bunq

„In a quick 3-month integration, Tapix's data met and surpassed AN4569 standards, enhancing the overall payment experience for our users. We value our cooperation with Tapix as it grants us instant access to accurate global merchant data.“
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Alex Friedli

Chief Operating Officer at Swisscard

"When it comes to sustainability, we knew that relying solely on MCC would not provide meaningful results. That's why we turned to Tapix - to ensure that the information our clients see is as accurate as possible."
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Michal Putna

Sustainability Officer at Raiffeisenbank Czech Republic

"From the start, we saw enriched transaction data as a core part of our UX strategy. If users can’t tell where they paid, it undermines the basics of what a banking app is supposed to deliver. Showing merchant names, logos, and adding context to a transaction might seem like small things—but for us, they were among the first things we decided to build. Working with Tapix helped us implement this quickly and at a high standard, which was essential during such a fast-moving launch phase."

Lukáš Klíma

Product Owner, Partners Banka

„We welcome the cooperation with Tapix as it gives us instant access to worldwide merchant data. This way we can provide better payment insights to our users without having to worry about gathering the data ourselves.“
Leen Asfour

Leen Asfour

Product Lead at Reflect by Arab Bank

Bank-grade security

Through the Tapix API you only transfer the terminal identifiers. Tapix fulfills the highest security standards and processes no personal information about your clients.

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ISO 27001 certified

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GDPR compliant

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OAUTH 2

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AWS for data stores and processes

Be a step ahead

Product insights
blog post image

What Is Google Places ID and How It Improves Transaction Data

Every card payment generates a transaction record. But if you look at the raw data behind that record, you'll quickly notice a problem: the location information it contains is almost never specific enough to tell you where the customer actually was.
Industry insights
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What Is Payment Processing and Acquiring? How Payments Work

Every card payment processing triggers a chain of events - money moves between banks, transaction records are created, and what customers see in their banking app is shaped by decisions made long before they tapped their card.
Industry insights
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Transaction Data Explained: POS ID, Merchant ID & MCC

Every time a card is tapped, swiped, or entered online, a stream of raw transaction data is generated behind the scenes. Banks, payment processors, and fintechs all receive this data - yet very few of them can make it immediately useful.