Resources about TapiX and Open Banking

As digital banking has revolutionized how people manage their finances, banks have been competing to offer the most efficient and user-friendly services.

When it comes to banking, forget apps as an afterthought – they’re essential for providing customers with quick, secure and seamless experiences. A great banking app can be the difference between a loyal customer for life or one who switches banks. But what makes the perfect banking app?

Everly and TapiX joined forces to organize a panel on the topic of Future of Banking: Gen Z. Join us for an exciting online discussion with speakers from W1tty, MyMonii, Gimi & Lunar on the 7th of December at 4PM CET. In this article we provide highlights regarding the Gen Z Banking landscape

Data is the most valuable commodity of the 21st century, and its importance is growing every day across industries. Finance and payments are good examples of this. Find out what the new Mastercard Mandate means for banks and fintech

Dateio, being a venture providing services to small and medium-sized enterprises (SMEs), we were excited to attend and partner with the recent SME Banking conference in the heart of Prague inside Zofin Palace on November 25th, 2022 organized by SME Banking Club.

Launching a Neobank may seem as straightforward as opening up any street corner shop. However, the reality is that beyond creating an innovative product comes with various levels of legal and technical complexity – from compliance to fraud protection processes.

Our data team leader Adam highlighted 6 reasons to work at Dateio. Learn more about his favorite parts of the job.

Recently, Simon Koci, the Head of International Partnerships at TapiX by Dateio, was featured in a report, where he discusses his views on the future of fintech. In this article, we highlighted the findings of a recent survey of 100 fintech product specialists and provided insights into latest banking product trends.

In a few years, banking will look much different than it does today. Here are four trends to expect in 2023. First, mobile banking will continue to grow in popularity. In fact, many banks might eventually move entirely to a digital-only platform.

Cleaning data from payment transactions was initially an painstaking manual task. Seven years ago, we were learning to understand data, googling and searching the web for data. We started with a few thousand enriched transactions a month, but gradually we algorithmized the manual work and built our data engine. Today, we process thousands of times more transactions with a huge degree of automation.

As we at SME Banking Club discuss topics connected with the digitalization of SME banking on an everyday basis – during our webinars, publications on the websites, and interviews, in this article, I summarized the main subjects leading banks in the CEE region are thinking about right now.

Rising inflation, economic recession, rising prices of absolutely everything… The times are not exactly conducive to splurging, quite the contrary.

The topic of global warming, long-term sustainability and overall respect for planet Earth has been discussed for decades, across human activities and industries. Today, there is little doubt that climate change poses a real and significant political and economic risk to humanity.

We all use data enrichment every day, often without realising it. Google’s autocomplete feature, for instance, relies on data enrichment to provide users with a more intelligent search experience.

Data is the key to understanding the customer and the long-term success of any business, so it’s no wonder it’s a sought-after commodity. Accurate and detailed data not only unlocks the door to further business growth, but also to increasing customer satisfaction.

Have you ever been hesitant to go into a car dealership for the fear of being mobbed by hungry salesmen? Bank account holders feel the same way about banks that are too aggressive with cross-selling efforts. Rather than taking a scatter-shot approach that catches customers in the crossfire, banks should target those customers who actually might buy the product.

The restriction of free movement, retail sale and other services has had a strong economic impact. Tech solutions are one of very few options which will allow us to return to a (new) normal way of life soon and help us prepare for the potential second wave of coronavirus.

It is safe to say that personalization stopped being an option and became the new necessity to every business and not just to those in the financial sector. The advancement of technology, development of analytical tools and change of consumers’ perception of digital channels are creating endless options for banks to take a hold of personalization and utilize it to the benefit of everyone.

We have previously emphasized the importance of powerful UX and how TapiX can help you elevate the customer experience. Let’s look more closely on the principles that change the thinking of financial institutions from product‑centered to user‑centered. Let’s break down the key elements of TapiX.

Moderated by Šimon Kočí, the Head of Partnerships at TapiX, the round-table discussion aimed to identify the challenges and opportunities in design of financial services.

We decided to provide our insights into the power of strictly MCC-based categorization and its limits. Categorization is important for credit risk scoring and it is the basis for Personal Finance Management tools.
When we analyzed our categorization with MCCs, we saw that only 53% of transactions could be easily and reliably categorized based on their MCC code. Let’s have a look at the most frequent problems we identified that make MCC usage more difficult than it may seem at the first glance.